Here's the role at a glance that might be beneficial for you to know :
- This role will be managing Credit Operations team of markets (Malaysia, Singapore, Hong Kong & Taiwan) to deliver an excellent operational performance to markets and enable to achieve the agreed CSI/DSI/KPI/OPI
- To manage Retail /Corporate/Dealer Credit teams to ensure risk related practice & operation strictly follow global rule and local policies.
- Establish local Retail/Corporate/Dealer Credit policy to appropriately support business and in line with global credit rule, product rule and local regulation
- Manage risk related KPIs and adjust risk appetites to achieve company target
- Coordinate with HQ stakeholders to enhance automation of contract origination process and scorecard development
- Provide passionate leadership to the team to achieve Underwriting target.
- and also to act as Deputy Credit Risk Manager
Further roles and responsibilities :
- Lead Underwriting team to execute high quality standards for each new credit application
- Periodically provide on-job trainings and analytic feedback to underwriters for continuous improvement & development
- Provide consultation to markets on risk related topics and best practices in underwriting
- Establish & update local underwriting guidelines to be line with global credit rule & product rule and meet business needs
- Ensure Underwriting operations are efficient and fully in compliance with policies & guidelines and achieve company targets
- Conduct risk audit function over Retail/Corporate dealer Underwriting, and credit administration to ensure risk related operations are in compliance with polices guidelines and comments from Risk Review & Corporate Audit
- Jointly monitor scorecard & BPR performance with HQ and provide comments & feedback to contribute scorecard & BPR re-work
- Support in implementation and management of credit related project
- Conduct other tasks as required by supervisor to support achievement of the company and team’s business objectives
- Provide the extension service for special requirement from dealer and customer.
- Development of self, through classroom and on-the-job training, while fulfilling a support & mentor role to all new starts in the company
- Evaluate, train and manage the performance of the team members to achieve high performance and to meet engagement, retention, and succession objectives.
Qualifications
Educational Background
- Bachelor’s degree preferable in Finance, Accounting, Business or related discipline
Professional Experience
- Minimum of 7 to 10 years direct experience in credit operations and people management role
- Extensive knowledge of credit systems and practices, operations in a bank or financial institution or shared services industry.
- Strong understanding of the hire purchase and credit/finance industry, business operations, financial analysis, portfolio trends/behavior and lending guidelines of market
- Knowledge of local regulations within Asia Pacific markets.
Required Specific Knowledge and Capabilities
- Good knowledge in Ms Office software like Word and Excel
- Good spoken and written English. Added advantage : Conversant in Cantonese/Mandarin and local dialects
- Good knowledge of Finance Contract Management ERP
- Good communication and interpersonal skills (ability to interact with all levels)
- Ability to quickly adapt to new culture and environment and to work with other departments
- Ability to multi-task
- Ability to handle stress
- Ability to work in a team as well as be independent
- Problem-solving skills
- Attention to detail
- Ability to meet deadlines
- Tactful
Perks & Benefits
- Commission and bonus
- Medical insurance
- Open culture
- Dental insurance
- Vision insurance
工作地点
NO 18,1ST FLOOR LORONG SS3/59
点击查看在谷歌地图上的位置
